![\"\"](\"https:\/\/international.unpad.ac.id\/wp-content\/uploads\/2019\/04\/27.jpg\")
“We\n(the bank) are aware that non-banks would be our rivals in the future,”\nsaid CEO of Mandiri Capital Indonesia Eddi Danusaputro during a public lecture\n“Capitalizing on Fintech Innovations for Banking Efficiency and Financial\nInclusion” held by the Faculty of Economics and Business, Digital Business\nStudent Association Unpad at the Unpad Faculty of Communication Faculty (Fikom)\nPostgraduate Auditorium on Wednesday (27\/3).<\/p>\n\n\n\n
Eddi\nsaid, unicorn companies that are developing at this time in Indonesia could\nbecome heavy competitors for banks. This can happen when they offer financial\nproduct or services with various facilities. Moreover, the pioneering business\nthat is developing at this time has made it easier for consumers with the\nmaking of their mobile applications.<\/p>\n\n\n\n
For\nthis reason, banks need to improve their services to consumers in accordance with\nthe era. Considering that at this time the community has had a lot of\nfacilities through smart phones, banks also need to continue to develop\ninnovations.<\/p>\n\n\n\n
“Indeed,\nwe cannot live without a mobile phone, and banks are aware (of that). All are\nmade easy. This is the way of the future,” he said.<\/p>\n\n\n\n
Banks\nalso need to collaborate with various parties to develop various innovations.\nOne of them is through investment and incubation at various fintech startups.<\/p>\n\n\n\n
Eddi\nhimself defines startups as a relatively new industry, with a disruptive and\ninnovative business, and has an excellent growth chart. He also emphasized that\nstartups that were built should be able to solve existing problems.<\/p>\n\n\n\n
“Good\nstartups, in my opinion, solve problems. If you’re not trying to solve the\nproblem, it usually won’t last long, ” Eddi said. *<\/p>\n\n\n\n
Report by Artanti Hendriyana
Translation by Zaki Intan Cindyagita<\/p>\n\n\n\n
Instagram: @internationalofficeunpad<\/a> [unpad.ac.id, 3\/27\/2019] The development of digital technology has led to disruption in various sectors, including banking. In this era, it is believed that banks will not only compete among banks. Real competition will actually occur with non-bank industry, including startups which now have also been expanding into financial technology. “We (the bank) are aware that […]<\/p>","protected":false},"author":6,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29],"tags":[],"class_list":["post-1509","post","type-post","status-publish","format-standard","hentry","category-uncategorized-en"],"_links":{"self":[{"href":"https:\/\/international.unpad.ac.id\/zh\/wp-json\/wp\/v2\/posts\/1509","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/international.unpad.ac.id\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/international.unpad.ac.id\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/international.unpad.ac.id\/zh\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/international.unpad.ac.id\/zh\/wp-json\/wp\/v2\/comments?post=1509"}],"version-history":[{"count":0,"href":"https:\/\/international.unpad.ac.id\/zh\/wp-json\/wp\/v2\/posts\/1509\/revisions"}],"wp:attachment":[{"href":"https:\/\/international.unpad.ac.id\/zh\/wp-json\/wp\/v2\/media?parent=1509"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/international.unpad.ac.id\/zh\/wp-json\/wp\/v2\/categories?post=1509"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/international.unpad.ac.id\/zh\/wp-json\/wp\/v2\/tags?post=1509"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
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