{"id":26208,"date":"2025-02-26T10:13:02","date_gmt":"2025-02-26T03:13:02","guid":{"rendered":"https:\/\/international.unpad.ac.id\/?page_id=26208"},"modified":"2025-04-24T18:35:42","modified_gmt":"2025-04-24T11:35:42","slug":"opening-a-bank-account","status":"publish","type":"page","link":"https:\/\/international.unpad.ac.id\/zh\/services-and-guidelines\/post-arrival\/opening-a-bank-account\/","title":{"rendered":"Opening a Bank Account"},"content":{"rendered":"
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Opening a Bank Account<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Required documents:\u00a0<\/span><\/p>

  • A valid passport<\/span><\/p><\/li>

  • A temporary resident permit (KITAS)\u00a0<\/span><\/p><\/li>

  • Proof of address in Indonesia<\/span><\/p><\/li>

  • A residency contact<\/span><\/p><\/li>

  • A domicile letter<\/span><\/p><\/li>

  • 4cm x 6cm photos of yourself<\/span><\/p><\/li><\/ul>

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    Step-by-step procedures:\u00a0<\/span><\/p>

    • Prepare the Required Documents: Gather all the documents listed above. Some banks may ask for additional documents, so check with the bank beforehand.<\/span><\/p><\/li>

    • Visit a Bank Branch: Go to the nearest branch of the bank you\u2019ve chosen (e.g., BNI, Mandiri, BCA, or BRI).<\/span><\/p><\/li>

    • Inform Security: Let the security guard know you\u2019re there to open an account. They will guide you to the customer service desk or add you to the waiting list.<\/span><\/p><\/li>

    • Consult Customer Service: Once it\u2019s your turn, the customer service officer will explain the process and provide the necessary forms.<\/span><\/p><\/li>

    • Choose an Account Type: Select the type of account you want to open:<\/span><\/p><\/li>

    • Savings Account: For everyday use.<\/span><\/p><\/li>

    • Checking Account: For frequent transactions.<\/span><\/p><\/li>

    • Recurring Deposit Account: For saving money with fixed interest rates.<\/span><\/p><\/li>

    • Fill Out the Forms: Provide your personal details and submit the required documents.<\/span><\/p><\/li>

    • Pay the Initial Deposit: Deposit the minimum amount required to open the account (this varies by bank).<\/span><\/p><\/li>

    • Receive Your ATM Card and Savings Book: Once the process is complete, you\u2019ll receive an ATM card and, in some cases, a savings book. Your account is now ready to use.<\/span><\/p><\/li><\/ul>

      Opening an E-Banking Account<\/span><\/p>

      E-banking is extremely popular in Indonesia, and most transactions can be done using your smartphone. Popular e-banking apps include GoPay, OVO, and DANA. Most students don\u2019t bring their wallet or cash, they simply bring their phone because you can pay for almost everything by simply scanning a QR code. Here\u2019s how to get started:<\/span><\/p>

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      Popular E-Banking Apps:<\/span><\/p>

      • GoPay: Integrated with Gojek (ride-hailing and food delivery).<\/span><\/p><\/li>

      • OVO: Widely accepted in malls, restaurants, and online stores.<\/span><\/p><\/li>

      • DANA: Popular for peer-to-peer transfers and bill payments.<\/span><\/p><\/li><\/ul>

        \u00a0<\/p>

        Requirements for E-Banking:<\/span><\/p>

        • A local SIM card (required for registration).<\/span><\/p><\/li>

        • A valid passport or KITAS.<\/span><\/p><\/li>

        • A bank account (for some apps, like GoPay and OVO).<\/span><\/p><\/li><\/ul>

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          How to Create an E-Banking Account:<\/span><\/p>

          • Download the App: Install the app from the Google Play Store or Apple App Store.<\/span><\/p><\/li>

          • Register: Open the app and sign up using your phone number.<\/span><\/p><\/li>

          • Verify Your Identity: Follow the instructions to verify your identity using your passport or KITAS.<\/span><\/p><\/li>

          • Link a Bank Account (if required): Some apps may ask you to link a local bank account for top-ups.<\/span><\/p><\/li>

          • Top Up Your Balance: Add funds to your e-wallet via bank transfer, ATM, or convenience stores (e.g., Alfamart, Indomaret).<\/span><\/p><\/li>

          • Start Using the App: You can now make payments, transfer money, and pay bills by scanning QR codes or entering payment details.<\/span><\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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            \n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

            Opening a Bank Account Required documents:\u00a0 A valid passport A temporary resident permit (KITAS)\u00a0 Proof of address in Indonesia A residency contact A domicile letter 4cm x 6cm photos of yourself \u00a0 Step-by-step procedures:\u00a0 Prepare the Required Documents: Gather all the documents listed above. Some banks may ask for additional documents, so check with the […]<\/p>","protected":false},"author":6,"featured_media":0,"parent":26192,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-26208","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/international.unpad.ac.id\/zh\/wp-json\/wp\/v2\/pages\/26208","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/international.unpad.ac.id\/zh\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/international.unpad.ac.id\/zh\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/international.unpad.ac.id\/zh\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/international.unpad.ac.id\/zh\/wp-json\/wp\/v2\/comments?post=26208"}],"version-history":[{"count":4,"href":"https:\/\/international.unpad.ac.id\/zh\/wp-json\/wp\/v2\/pages\/26208\/revisions"}],"predecessor-version":[{"id":26501,"href":"https:\/\/international.unpad.ac.id\/zh\/wp-json\/wp\/v2\/pages\/26208\/revisions\/26501"}],"up":[{"embeddable":true,"href":"https:\/\/international.unpad.ac.id\/zh\/wp-json\/wp\/v2\/pages\/26192"}],"wp:attachment":[{"href":"https:\/\/international.unpad.ac.id\/zh\/wp-json\/wp\/v2\/media?parent=26208"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}